SERVICES

Micronest Capital Solutions offers tailored financial services designed to empower Namibian businesses with flexible, policy-aligned solutions. From tender financing to working capital support, we bridge cash flow gaps and unlock growth opportunities for SMEs and enterprises across key sectors.

Tender/Order Financing

We provide pre-qualified funding for SMEs bidding on government tenders (e.g., construction, renewable energy, agriculture), ensuring compliance with Namibia’s Public Procurement Act. Our solutions cover inventory purchases, production costs, and contract fulfilment without straining cash flow.

Who qualifies for tender financing?

SMEs with valid tender awards or bids under Namibian government contracts.

How quickly can funds be disbursed?

Within 5–7 business days post-documentation submission.

Are there sector restrictions?

No, we support all sectors aligned with Namibia’s procurement policies.

Invoice Discounting

Advance payments on invoices for businesses supplying mines, parastatals, or government entities. This service ensures immediate liquidity, mitigating delays in customer payments.

What invoice types are eligible?

Invoices with verified delivery/acceptance from credible entities.

Is collateral required

No, funds are secured against the invoice value.

What’s the typical advance rate?

Up to 80% of the invoice amount, with balance paid post-collection.

Invoice Discounting

Advance payments on invoices for businesses supplying mines, parastatals, or government entities. This service ensures immediate liquidity, mitigating delays in customer payments.

What invoice types are eligible?

Invoices with verified delivery/acceptance from credible entities.

Is collateral required

No, funds are secured against the invoice value.

What’s the typical advance rate?

Up to 80% of the invoice amount, with balance paid post-collection.

Supply Chain Financing

Direct payments to suppliers to maintain seamless operations. Ideal for wholesalers and manufacturers needing to bulk-purchase inventory or raw materials.

How does this differ from traditional loans?

Funds are supplier-specific, reducing default risks and optimizing working capital.

Can importers use this service?

Yes, including forex solutions for cross-border transactions.

Working Capital Solutions

Customized loans for day-to-day expenses like payroll, utilities, or marketing, ensuring uninterrupted operations.

What repayment terms are offered?

Flexible terms (3–12 months) aligned with revenue cycles.

Working Capital Solutions

Customized loans for day-to-day expenses like payroll, utilities, or marketing, ensuring uninterrupted operations.

What repayment terms are offered?

Flexible terms (3–12 months) aligned with revenue cycles.

Debt Consolidation

Merge multiple loans into a single facility with streamlined repayments and reduced interest burdens.

Does consolidation improve credit scores?

Yes, by simplifying repayments and reducing missed payments.